PLEASE READ THIS DOCUMENT CAREFULLY! IT CONTAINS VERY IMPORTANT
INFORMATION ABOUT YOUR RIGHTS AND OBLIGATIONS AS A CUSTOMER AT
AND THROUGH THIS INTERNET SITE, AS WELL AS LIMITATIONS AND
EXCLUSIONS THAT MAY APPLY TO YOU.
This agreement and these terms and conditions (collectively, these “terms”), together
with any documents referenced herein, contain all of the agreements, covenants,
requirements, restrictions, terms and conditions that apply to access to, review of,
registration with, participation in and use and utilization of that certain automated
cryptocurrency trading monitoring software platform (the “platform”) provided and
operated through the internet website www.xifralifestyle.com and each as applicable,
each through this site and each subject to these terms. by clicking “I accept” and also
by accessing, reviewing, ordering, registering with and participating in the platform, and
also by accessing, reviewing, selecting, requesting, ordering and purchasing, paying at
through the site, and by utilizing the site in connection therewith, customer, freely,
voluntarily and with full authority and capacity to do so, agrees to be bound by and
accepts these terms.
XIFRA TERMS AND CONDITIONS
By using, accessing, ordering services, buying memberships, buying packages,
downloading documents, selling memberships, and selling packages from this website,
you hereby agree to be bound by all of the following terms and conditions:
1.MODIFICATIONS
We reserve the right at any time to:
- Change the terms and conditions of this agreement;
- Enhance, add to, modify or discontinue the site or other offerings, or any portion of the
site or other offerings, at any time in our sole discretion. From time to time, we reserve
the right, in our sole discretion, to modify, update, add to, discontinue, remove, revise or
otherwise change any portion of this agreement, in whole or in part, at any time. For
changes to this agreement that we consider to be material, we will place a notice on the
site by revising the link on the homepage to read substantially as 'updated terms of use'
for a reasonable amount of time. If you provide information to us, access or use the site
or participate in any offering in any way after this agreement has been changed, you will
be deemed to have read, understood and unconditionally consented to and agreed to
such changes. The most current version of this agreement will be available on the site
and will supersede all previous versions of this agreement.
2. USE OF SITE
You must obtain access to the internet and pay any service fees associated with such
access to use the site. In addition, you must provide all equipment necessary for you to
access the internet. You are and will remain solely responsible for the purchase,
hookup, installation, loading, operation and maintenance of any
1. Hardware, software, telephone (cable or other) service, and the internet access
service to your personal computer and for all related costs. You are solely responsible
for scanning your hardware and software for computer viruses and other related
problems before you use them. We expressly disclaim any liability or responsibility for
any errors or failures relating to the malfunction or failure of your hardware or software
in connection with the use of the site or offerings. Unless otherwise specified, XIFRA, its
affiliates and subsidiaries web sites are for your personal use. You may not modify,
copy, distribute, transmit, display, reproduce, publish, license, create derivative works
from, transfer, or sell any information obtained from XIFRA’S web sites. XIFRA
authorizes you to view and download the materials at this web site only for your
personal, non- commercial use, provided that you retain all copyright and other
proprietary notices contained in the original materials on any copies of the materials.
You may not modify the materials at this site in any way or reproduce or publicly
display, perform, or distribute or otherwise use them for any public or commercial
purpose. For purposes of these terms, any use of these materials on any other web site
or networked computer environment for any purpose is prohibited. The materials at this
site are copyrighted and any unauthorized use of any materials at this site may violate
copyright, trademark, and other laws. If you breach any of these terms, your
authorization to use this site automatically terminates and you must immediately destroy
any downloaded or printed materials.
2. Terminating this agreement
This agreement will remain in effect as long as you access the website, sell or buy any
membership, sell or buy any package, or order any service from the website. We
reserve the right to terminate this agreement without notice and/or refuse to sell to
anyone who we believe, in our sole discretion, (i) has violated
Any of the terms of this agreement, (ii) is abusing the products or the services we
provide, or (iii) is unable to provide us with sufficient information to allow us to properly
identify the customer’s, independent distributor real name, address, telephone number,
legal identification card, passport or other information.
3. Individuals, corporations, tax exempt entities
You represent and warrant that you are eighteen (18) years of age or older, or if you are
under the age of eighteen (18) you are at least the age of seventeen (17) and are
accessing the site with the knowledge and consent of your parent or legal guardian,
who will also be deemed to have agreed to this agreement. Certain features on this site
(including, but not limited to, user registration) and certain offerings may be subject to
heightened age and/or other eligibility requirements.
XIFRA will only consider for acceptance as company member, independent distributor
or company member that fall into one of the following categories:
a.) Individuals who are of the legal age. B.) Married couples of which at least one is
under the legal age requirement. C.) Corporations in good standing in the state,
province, or country of their incorporation.
4. Proper completion of documents all entries in the XIFRA websites must be
completely and properly filled out and acceptance by a check mark of the independent
distributor agreement, terms and conditions, policies and procedures, income
disclosure, spam and privacy policies is indicative of an electronic signature used in
signing the XIFRA agreement, terms and conditions and privacy policy. XIFRA will not
be responsible for loss of commissions or bonuses or for delays of registrations due to:
a) errors by company members sending in wrong information for themselves or on
behalf of clients.
B) delays or errors caused by weak internet connection, virus in
Your computer, hacker attack to your computer, blocking your sign up transmission.
5. Disclaimer.
The materials provided at this site are provided ‘as is’ without any kind including
warranties of merchantability, fitness for a particular purpose, or non-infringement of
intellectual property.
XIFRA further does not warrant the accuracy and completeness of the materials at this
site. XIFRA may make changes to the materials at this site, or to the products, prices or
compensation plan described in them, at any time without prior notice. The materials at
this site may be out of date, and XIFRA makes no commitment to update the materials
at this site. Information published at this site may refer to products; programs or
services that are intended for use only in a specific country and may not be used or
relied upon in any other country. Applicable law may not allow the exclusion of implied
warranties, so the above exclusion may not apply to you.
6. Termination/access restriction.
XIFRA reserves the right, in its sole discretion, to terminate your access to any or all
XIFRA web sites, back office and the related services or any portion thereof at any time,
without notice. Reasons for termination include but are not limited to: defamation,
slander or libel of XIFRA or other members a. Joining another company that promotes
digital or crypto currency products in violation of these terms and conditions
c. Falsely promoting XIFRA in any way that causes damages to XIFRA’s reputation.
d. Promising or guaranteeing any “returns on investment”
e. Transmit, post, send, upload, distribute, submit or otherwise make available any
content that is unlawful or infringes, violates
Or misappropriates any patent, trademark, trade identity right, trade secret, publicity
right, privacy right, copyright or any other intellectual property or any other rights of any
third party;
f. Transmit, post, send, upload, distribute, submit or otherwise make available any
viruses, trojan horses or other harmful, disruptive or destructive files or material that
interferes with any third party's use and enjoyment of the site;
G. Violate any applicable local, state, federal or international law, rule or regulation;
h. Transmit, post, send, upload, distribute, submit or otherwise make available through
the site any content containing any solicitation of funds, promotion, advertising, or
solicitation for goods or services. You also hereby acknowledge that you are prohibited
from soliciting other guests to join or become members of any commercial online
service or other organization;
I. Collect or harvest the information of any user or otherwise access the site using
automated means (including but not limited to harvesting bots, robots, spiders or
scrapers); j. “frame”, “mirror” or “deep link” any part of the site or other offerings without
our prior written authorization.
L. Promising or guaranteeing any profit
m. Promising or guaranteeing any passive income
n. Using a false identity
o. XIFRA is unable to verify identity
p. Member owes money to the company
k. Member failed to perform obligations as a member or distributor
r. Unauthorized use of another’s account
s. Violating any terms and conditions
t. Other misconduct and violations
u. Violations of law of any country or state
7. Modification of these terms of use
XIFRA may revise these terms at any time by updating
This posting. You should visit this page from time to time to review the then-current
terms because they are binding on you. Certain provisions of these terms may be
superseded by expressly designated legal notices or terms located on particular pages
at this site.
8. Limitation of liability
In no event will XIFRA, its suppliers, or other third parties mentioned at this site be liable
for any damages whatsoever (including, without limitation, those resulting from lost
profits, lost data or business interruption) arising out of the use, inability to use, or the
results of use of this site, any web sites linked to this site, or the materials or information
contained at any of all such sites, whether based on warranty, contract, tort or any other
legal theory and whether or not advised of the possibility of such damages, if your use
of the materials or information from this site results in the need for servicing, repair or
correction of equipment or data, you assume all cost thereof, applicable law may not
allow the exclusion or limitation of incidental or consequential damages, so the above
limitation or exclusion may not apply to you.
9. Indemnification
You agree to defend, indemnify, and hold harmless XIFRA, its officers, directors,
shareholders, employees, independent contractors, telecommunication providers, and
agents, from and against any and all claims, actions, loss, liabilities, expenses, costs, or
demands, including without limitation legal and accounting fees, for all damages
directly, indirectly, and/or consequentially resulting or allegedly resulting from your
misuse or inability to use the website, or your breach of any of these terms and
conditions of this agreement. We shall promptly notify you by electronic mail of any such
claim or suit, and cooperate fully (at your expense) in the defense of such
Claim or suit. If we do not hear from you promptly, we reserve the right to defend such
claim or suit and seek full recompense from you.
-No one is authorized or allowed to access this site or use the services unless he, she
or it has signed this agreement. Such signature does not need to be a physical
signature, since electronic acceptance of this agreement is permitted by various
jurisdictions’ laws, such as the electronic signatures in global and national commerce
act (e-sign act) and similar legislation. You manifest your agreement to this agreement
by taking any act demonstrating your assent thereto. Most likely, you have clicked or will
click a button containing the words “I agree” or some similar syntax. You should
understand that this has the same legal effect as you placing your physical signature on
any other legal contract. If you click any link, button or other device provided to you in
any part of our site’s interface, then you have legally agreed to all of these terms and
conditions. Additionally, by using any part of our site or services in any manner,
including the exchange, you understand and agree that such use constitutes your
affirmation of your complete and unconditional no one is authorized or allowed to
access this site or use the services unless he, she or it has signed this agreement. Such
signature does not need to be a physical signature, since electronic acceptance of this
agreement is permitted by various jurisdictions’ laws, such as the electronic signatures
in global and national commerce act (e-sign act) acceptance to all of the terms in this
agreement. Even if you fail to sign this agreement, you understand and agree that you
are still bound by the terms of this agreement by virtue of your viewing the site or using
any portion of the site or our services.
-Not a bank or trust account your account with us (and any available currency therein) is
not a bank account, a trust account, a securities account, a credit card or deposit
account. Our services are not financial instruments. No interest will be paid on any
funds or currency you use to purchase or trade for any other currency, bitcoin, or any
other thing with other members, and all assets, including such currency or bitcoin, that
are directly held by the company are not insured by the company or any government
agency. All currency bought and sold by you will be associated with your account until
used to purchase or sell from or with other members or until withdrawn by you.
13.disclaimer: risk factors XIFRA is not responsible for any loss or damage incurred by
you as a result of your use of our services or for your failure to understand the nature of
virtual currencies or the market for such currencies. All we are providing you is a
method by which you can exchange, trade, and store certain virtual currencies, and we
make no representations or warranties concerning the value, stability, or legality of any
such virtual currencies.
3. YOU ACKNOWLEDGE THE FOLLOWING RISKS RELATED TO YOUR USE OF
THE SITE AND THE SERVICES:
1. The risk of loss in trading virtual currencies such as bitcoin (collectively, “digital
assets”) may be substantial and losses may occur over a short period of time.
2. The price and liquidity of digital assets has been subject to large fluctuations in the
past and may be subject to large fluctuations in the future.
3. Digital assets are not legal tender, not backed by any government, and accounts and
value balances are not subject to federal deposit insurance corporation or securities
investor protection corporation protections.
4. Legislative and regulatory changes or actions at the state, federal or international
level may adversely affect the use, transfer, exchange and value of digital assets.
5. Transactions in digital assets may be irreversible, and accordingly, losses due to
fraudulent or accidental transactions may not be recoverable.
6. Some digital assets transactions shall be deemed to be made when recorded on a
public ledger, which is not necessarily the date or time that the customer initiates the
transactions.
7. The value of digital assets may be derived from the continued willingness of market
participants to exchange fiat currencies for digital assets, which may result in the
potential for permanent and total loss of value of a particular virtual currency should the
market for that virtual currency disappear.
8. There is no assurance that a person who accepts digital assets as a payment today
will continue to do so in the future.
9. The nature of digital assets may lead to an increased risk of fraud or cyber-attack,
and may mean that technological difficulties experienced by the company may prevent
the access or use of your digital assets.
10. Your account with XIFRA may not be sufficient to cover all losses incurred by you.
11. You acknowledge and agree that you are solely responsible for determining the
nature, potential value, suitability, and appropriateness of those risks for you, and that
XIFRA does not give advice or recommendations regarding digital assets, including the
suitability and appropriateness of, and investment strategies for, digital assets.
12. You acknowledge and agree that you shall access and use the services and the site
at your own risk. This brief statement does not disclose all of the risks associated with
trading, exchanging, and storing in digital Assets. You should, therefore, carefully
consider whether such trading, exchanging and storing’s are suitable for you in light of
your circumstances and financial resources. You should be aware that you may sustain
a total loss of the funds in your account (as defined below), and that under certain
market conditions, you may find it difficult or impossible to liquidate a position.
13. Virtual currency values
You understand and agree that, due to technical and other restrictions, the virtual
currency values displayed on our site may be delayed and therefore not reflect the
current, live market value of such currency.
Nonetheless, you agree that the values displayed on our site control your account and
your use of the site and services.
14. Your account registration data.
In order to use XIFRA systems, you must create an account with us (your 'account').
Your account will be used to store various virtual currency amounts as deposited by
you. In creating your account, you may be asked to provide certain registration details
and information. In order to verify your identity, some of this information may be
personal, private or detailed. In connection with completing the online registration form,
you agree to provide true, accurate, current and complete information about yourself as
prompted by the registration form (such information being the 'registration data'); and
you further agree to maintain and promptly update the registration data to keep it true,
accurate, current and complete at all times while you are a member. While we use
reasonable efforts to protect the personal information of others from inadvertent release
or misappropriation, we are not responsible for the intentional or criminal acts of third
parties such as hackers or 'phishers'.
15. Changes to registration data
You must promptly inform/update us of all changes, including, but not limited to,
changes in your address and changes in any virtual or fiat currency account used by
you in connection with the site and services, if applicable. If you provide any information
that is untrue, inaccurate, not current or incomplete, or if we or any of our authorized
agents have reasonable grounds to suspect that such information is untrue, inaccurate,
not current or incomplete, we have the right to suspend or terminate your account and
refuse any and all current or future use of the site and services by you, as well as
subject you to civil liability or refer you to the appropriate law enforcement authorities for
criminal prosecution. We shall not be liable to make any compensation, monetary or
otherwise, following such suspension, termination or inability to use the site or the
services. You are responsible for any fees that the company incurs with respect to your
account.
16.your account responsibility
You are entirely responsible for any and all activities conducted through your account.
You agree to notify us immediately of any unauthorized use of your password or
member id, as well as of any other breach of security. While we may implement certain
monitoring, procedures designed to alert us to fraudulent activity, we are not
responsible for any unauthorized use of your account, and you agree that you are
responsible for such unauthorized use and for protecting the confidentiality of your
password.
At the end of your term of membership of 150 days you are responsible to renew if you
want to continue with XIFRA and the use of its services and software
17. Password security:
As part of our security measures and policies, please note that we will never ask you,
for any reason, whether by email, regular mail or telephone, to disclose your account
password. Password inquiries will only be conducted online and only after you have
signed onto the company’s site. We will never send you embedded links in an email
requesting that you sign onto the site by clicking such a link. If you receive an
embedded link by email, claiming to be from us, you should not open it or click on the
link. The email in not from us and is likely fraudulent. Never give your account password
to anyone whom you do not intend to authorize to use your account. 20.third party
account information in order to provide you with the services, you may also be required
to disclose certain other third-party account information to us, including, without
limitation, your bitcoin addresses and related information. As indicated elsewhere in this
agreement, we are not responsible for any unauthorized use of your account with the
company or any third-party accounts.
18. Funding your account
After creating your account with XIFRA, you will be able to fund your account by
transferring, from your bitcoin account to the XIFRA account no fees are charged by us
for funding your account. After funding your account please take a screenshot of the
transfer and upload it.
19. No reversal of trades, deposits or payments
Once an order has been executed (transfer user to user, deposit btc in your cash wallet
or request of payout) and the appropriate currencies have been credited and debited
from the members’ accounts, we will not be able to reverse the transaction in any
circumstances.
20. Service interruption
From time to time due to technological factors, scheduled software uploads and other
factors beyond or within our control, the site, or other services may be temporarily
interrupted. You agree that we are not liable for any loss and damage arising from such
interruption and you agree to hold us harmless against any such interruption of or
inability to access the site or services.
21. Withdrawing currency
In addition to allowing members to trade virtual currency, XIFRA allows members to
withdraw virtual currency upon request to us. Members may withdraw all or some of
their virtual currency, and there is no minimum amount of virtual currency required to
maintain your status as a member (however, as indicated above, you may only trade or
sell virtual currency up to the amount shown as belonging to you in the ledger
maintained in your wallet). Abc currency will be transferred from the exchange’s account
to the specific bitcoin address provided by the member. Withdrawals will generally take
up to three (3) business days to complete, provided that larger withdrawals may take up
to thirty (30) business days to complete and that any withdrawal may be delayed as
necessary to comply with applicable law and/or the exchange’s customer identification
and antimoney laundering procedures.
22. XIFRA does not engage in the sales of securities or investments of any kind
You understand and agree that:
1) XIFRA does not engage in the sales or offering of securities;
2) this is not an offer for sale of a security, investment contract, investment opportunity,
offering, etc., or trust instrument, as defined by the united states securities act of 1933,
as amended, as well as any law or regulation of any country, state or territory.
3XIFRA will not be registered as an investment company under the investment
company act of 1940, as amended. 4) in making your decision to purchase a
membership in XIFRA, you must rely upon your own examination of the terms of the
agreement, including the merits and risks involved. XIFRA will make available to any
prospective member of XIFRA the opportunity to ask questions of and to receive
answers from XIFRA regarding the membership and the terms and conditions of this
membership and to obtain any additional relevant information to the extent XIFRA
possesses such information or can obtain it without unreasonable effort or expense. 5)
the terms and conditions and membership rights of XIFRA do not constitute an offer or
solicitation in any jurisdiction in which such an offer or solicitation is not authorized or
permitted by law.
6) should any portion of the terms of XIFRA be considered by any court to be a security,
the terms offered hereby have not been registered under the securities act of 1933, as
amended, or the securities laws of certain states and are being offered and sold in
reliance on exemptions from the registration requirements of said act and such laws.
The securities have not been approved or disapproved by the securities and exchange
commission, any state securities commission, or any other regulatory authority, nor
have any of the foregoing authorities passed upon or endorsed the merits of this
offering or the accuracy or adequacy of this memorandum. Any representation to the
contrary is unlawful.
7) members XIFRA should be aware that they may be required to bear the financial
risks of this purchase for a substantial period of time. 8)
membership in XIFRA involves significant risks. XIFRA will not be registered as an
investment company and therefore will not be required to adhere to any investment
policies under the investment company act of 1940, as amended. 9) membership
in XIFRA entails substantial risks and there can be no assurance that the objectives of
XIFRA will be achieved. The practices of XIFRA may employ from time to time can, in
certain circumstances, increase the adverse impact to which the members’ account may
be subject.
10) potential members are cautioned to refer to these terms and conditions for a
discussion of the terms of membership and risk and other factors relative to
membership in XIFRA in the event of any inconsistency between any other materials
previously provided and these terms and conditions, the terms and conditions contained
herein shall be controlling.
11) prospective members should consider the following factors in determining whether
to purchase a membership:
a) lack of operating history XIFRA is a newly formed entity and has no operating history
upon which members can evaluate the likely performance of the company.
B) business dependent upon bitcoin value.
C) individual members and distributors of XIFRA are not owners/investors or any other
relation as consider of ownership of XIFRA.
D) absence of regulatory oversight. XIFRA is not registered as an investment company
under the 1940 act, in reliance upon an exemption available to privately offered
investment companies under section 3(c)(1) of the 1940act, and,
Accordingly, the provisions of the 1940 act (which, among other things, require
investment companies to have a majority of disinterested directors, require securities
held in custody to be individually segregated at all times from the securities of any other
person and to be marked to clearly identify such securities as the property of such
investment company, and regulate the relationship between the advisor and the
investment company) are not applicable.
E) there is no guarantee or representation is made that XIFRA’s plan or program will be
successful.
F) XIFRA members may purchase and sell bitcoin and memberships to each other
without transferring such money directly to XIFRA so long as the purchased
memberships are created on the purchaser’s behalf and the member receives their
membership. Members may use such fund as they see fit and purchasers have no
recourse that they believe the money would flow directly to XIFRA. Purchasers of such
membership waive any rights to claim they thought their purchase money would go
directly to XIFRA.
While virtual currency market values as publicly displayed on the site may be delayed,
we may offer access to live market value data via technical measures such as the fix
(financial information exchange) protocol. This live market value data is valuable to us,
and we take proprietary measures to keep all live market value data confidential and
inaccessible to the public. To the extent that you receive access to such live data, you
hereby agree that you will not redistribute, retransmit, duplicate, or otherwise make such
data available in any way, either through automated, manual, or any other means. Any
distribution or transmission of our live market values feed is a material breach of this
agreement as well as a violation of our trade secrets. You agree that we are not
responsible for any failure or outage in the live market value data provided by us.
23. Agreement to receive notifications and other communications we reserve the right to
send electronic mail or other messages to you and to other members.
The purpose of these communications may include, but is not limited to: (i) providing
you with information concerning your account;
(ii) providing information to you regarding products or services offered by our affiliates or
partners;
(iii) informing you about any of our related products or services; or (iv) providing you
with information about any item that we think, in our sole discretion, may be of interest
to you.
(v) providing you with information about any updates in the privacy policy or our terms
and conditions document disclosures.
24. Restrictions on use
Without our express prior written authorization, you may not:
{i) duplicate any part of our site or the materials contained therein or received via the
services (except as expressly provided elsewhere in this agreement);
(ii) create any derivative works based on our site or any of the materials contained
therein or received via the services, and you agree and stipulate that any and all
derivative works are not 'fair use';
(iii) use our site or services, or any of the materials contained therein, for any public
display, public performance, sale or rental, and you hereby agree and stipulate that any
and all such uses are not 'fair use';
(iv) re-distribute our site or any of the materials contained therein or received through
the services, and you hereby agree and stipulate that any and all such uses is not 'fair
use';
(v) remove any copyright or other proprietary notices from our site or any of the
materials contained therein;
(vi) frame or utilize any framing techniques in connection with our site or any of the
materials contained therein;
(vii) use any meta-tags, pay-per-click advertising, or any other
Hidden text using our site's name or marks, and you hereby stipulate that any use of the
site's name or marks, or any other marks owned by us is an infringement upon our
trademark rights, and you stipulate to make payment of liquidated damages of ten
thousand dollars ($10,000) per such infringement as a genuine pre-estimate of the loss
and damage that will be suffered by us as a result of such infringement, plus you agree
to pay any and all fees incurred in the recovery of this amount, including attorney's fees
and all associated costs; (viii) 'deep-link' to any page of our site, or avoid agreement to
the site’s terms & conditions (for the avoidance of doubt, you may only link to the main
entry page); (ix) circumvent any encryption or other security tools used anywhere on the
site or in conjunction with the services (including the theft of usernames and passwords
or using another person’s username and password in order to gain access to a
restricted area of the site);
(x) use any data mining, bots, scrapers or similar data gathering and extraction tools on
the site or in conjunction with the services;
(xi) sell, rent, lease, license, sublicense, transfer, distribute, re- transmit, time-share, use
as a service bureau or otherwise assign to any third party the materials or services or
any of your rights to access and use the materials or services as granted specifically by
this agreement;
(xii) use our services for any commercial purpose unless expressly agreed to by us in
writing and at our sole discretion; (xiii) use our services to impersonate any other user
or person; (xiv) use any material or information on our site or included in our services in
any manner that infringes any copyright, trademark, patent, trade secret, publicity or
other proprietary right of any party;
(xv) upload or attempt to upload files that contain viruses, trojan horses, worms, time
bombs, cancel bots, corrupted files, or any other similar software or programs that may
damage the operation of another’s property;
(xvi) upload, post, email or otherwise transmit any submission that you do not have a
right to transmit under contractual, fiduciary or other relationships (such as inside
information, trade secrets, proprietary and confidential information learned or disclosed
as part of employment relationships or under nondisclosure agreements); (xvii) upload,
post, email or otherwise transmit any unsolicited or unauthorized advertising,
promotional materials, 'junk mail,' 'spam,' 'chain letters,' 'pyramid schemes,' or any other
form of solicitation, except in those areas that we may designate for such purpose;
(xviii) falsify or delete any author attributions, legal or other proper notices or proprietary
designations or labels of the origin or source material that is uploaded or otherwise
provided by you;
(xix) restrict or inhibit any other user from using and enjoying the services;
(xx) harvest or otherwise collect information about others, including e-mail addresses or
other personally-identifiable information;
(xxi) violate any applicable laws, policies, or regulations;
(xxii) upload, post, email or otherwise transmit any material which is illegal immoral,
obscene or defamatory of any person; or
(xxiii) do anything that may adversely affect proper operation of the site, the services
and the reputation and goodwill of the company.
25.other jurisdictions
We make no representation that the site, services or any of the materials contained
therein are appropriate or available for use in other locations, and access to them from
territories where their content or function may be illegal or is otherwise prohibited.
Those who choose to access the site, join the company, buy or sell memberships or
packages from such locations do on their own initiative and are solely responsible for
determining compliance with all applicable local laws.
25. Illegal activities
If you are seeking information regarding any illegal activities, or seeking to engage in
any illegal or fraudulent financial activity, please leave this site immediately and do not
attempt to use the services. You acknowledge and agree that you are aware of the
legality of using our services in your relevant local jurisdiction, and you agree that you
will not use the services, if such use is prohibited or otherwise violates the laws of your
state, province, country, or other jurisdiction.
26. Arbitration and waiver of class actions
The exclusive means of resolving any dispute or claim arising out of or relating to this
agreement (including any alleged breach thereof) or the service shall be binding
arbitration administered by the american arbitration association. You may not under any
circumstances commence or maintain against XIFRA any class action, class arbitration,
or other representative action or proceeding. By using the service in any manner, you
agree to the above arbitration agreement. In doing so, you give up your right to go to
court to assert or defend any claims between you XIFRA. You also give up your right to
participate in a class action or other class proceeding. Your rights will be determined by
a neutral arbitrator, not a judge or jury. You are entitled to a fair hearing before the
arbitrator. The arbitrator can grant any relief that a court can, but you should note that
arbitration proceedings are usually simpler and more streamlined than trials and other
judicial proceedings. Decisions by the arbitrator are enforceable in court and may be
overturned by a court only for very limited reasons.
27. Consult your own tax professional
The contents of the terms and conditions should not be considered to be legal or tax
advice, and each prospective member should consult with his or her own counsel and
advisors as to all matters concerning a membership in XIFRA. Prospective members
are urged to consult with their legal and tax advisors before purchasing a membership
in XIFRA.
28. Exclusive membership agreement
After the first thirty days of membership, members shall not be a member or sales
representative of any multi-level marketing company involved in the sales or distribution
of any cryptocurrency. If it is determined by XIFRA that you have violated this term, you
will be notified and given an opportunity to cure.
PRIVACY POLICY
GENERAL
A.
The parties involved in reference to this policy are Company and You, the
User of these sites:
A.1 – XIFRA decentralize system is the publisher and operator of the website(s) listed at
the beginning of this Policy. Hereinafter, XIFRA shall be referred to as “Company”.
When first-person pronouns are used in this Policy, (Us, We, Our, Ours, etc.) these
provisions are referring to Company. Additionally, when the terms “the Site” or “Site” are
used, these terms refer to the website(s) listed at the beginning of this Policy, as well as
the Services offered via the Site, such as the virtual currency exchange (the
“Exchange”) and ancillary services as defined in Our User Terms.
A.2 - {You, the User} As the User of this Site, this Policy will refer to the User as “You”
or through any applicable second-person pronouns, such as “Yours,” etc. Hereinafter,
the User of the Site shall be referred to in applicable second-person pronouns.
B. The Policy describes how we ensure the security of the personal information you
submit is a priority of. XIFRA Our Privacy Policy was developed as an extension of our
commitment to combine quality trading services with integrity in dealing with our users
and reflects our commitment to your privacy and security.
By using our web site, you consent to the collection and use of information by XIFRA as
described in this Privacy Policy. XIFRA adheres to the privacy principles of notice,
choice, onward transfer, security, data integrity, access, and enforcement. If you have
questions or concerns regarding this statement, you should first contact our legal
corporate team under the email www.xifralifestyle.com
OUR PRIVACY
Policy is designed to assist you in understanding how we collect, use and safeguard the
personal information you provide to us and to assist you in making informed decisions
when using our site and our products and services.
In order to tailor our subsequent communications to you and continuously improve our
trading services and support, we may also ask you to voluntarily provide us with
information regarding your personal or professional interests, demographics, experience
with our products, and contact preferences. Generally, you can visit the XIFRA Site
without entering any PII. However, if you choose to place an investment virtual currency
deposit on the XIFRA Site, we require that you provide your name, mailing address,
billing address, email address, phone number, wallet address, and any other document
relevant to your destiny residence for legal and taxes implications.
All of this information is necessary for us to complete the transaction and notify you of
your investment status. For Traders, the purpose of the XIFRA Site is to manage your
investment, preferred personal recommendations of Traders and network of Affiliates.
C. Children’s Policy - The Website is not intended for use by children, and children
under the age of 17 are not authorized to use the Website and should not submit any
personal information to us. We do not knowingly market to or solicit information from
children under the age of 17. II.
REVISIONS TO THIS POLICY
We reserve the right to revise, amend, or modify this Policy and Our other policies and
agreements at any time and in any manner. If we make material changes to this policy,
we will notify you here, by email, or by means of a notice on our home page prior to the
change becoming effective. You should periodically check for any modifications of this
Policy by re-visiting this web page and using the “refresh” button on your browser prior
to your use of the Site and the Services. You should note the date of last revision to this
Policy, which appears at the top right of this Policy. If the “last modified” date remains
unchanged after you have clicked the “refresh” button on your browser, you may
presume that no changes have date indicates that this Policy has been updated or
edited, and the updated or edited version supersedes any prior versions immediately
upon posting.
In a merger or acquisition of the Company, customer personal information will likely
form part of the assets to be transferred. Any and all changes to this Policy arising from
such merger or acquisition will be posted on the Site and you will be notified of the
changes via a news update within your account settings page.
III. Personal Information that We Collect Visitors to XIFRA Site, and users of XIFRA
Services, will have multiple manners of interactivity with us. Depending upon your level
of interaction, we will collect different information about you. The type of information
collected is as follows:
been made since the last reading of the Policy. A changed “last modified” a
1. Members
Members are those Users who interact with Our services in a way which requires
registration, for example, participating in the Exchange or Our user discussion forums, if
applicable (“Forums”). As a Member, You may be prompted to provide Your name, Your
residence address and mailing address (if different), Your telephone number, a valid
email address, Your date and place of birth, a copy of a valid photo ID or passport,
proof of residence, Your government issued identification number, other personal
information necessary to verify your Identity, and Your Bitcoin wallet addresses and
related information (“personal information”) which may lead to Your personal
identification.
2. Browsers
Browsers are visitors to the Site who never enter into any active data collection pages
or use the Services or Exchange. Browsers may, however, view content posted by
Members. Any information gathered from Browsers is also gathered from Members.
This information is restricted to cookies, IP Addresses and Referral URLs, and other
passive information gathering devices. Browsers are also considered Users of the Site.
IV. How We Collect Information from You
1. Passive Collection
We use cookies to collect information about our Traders (you) in order to enhance your
experience on the Site. The information collected in our cookies includes, but is not
limited to, Your User IP address, geographic location and other session data. Cookies
are small text files that are stored in your local browser cache. Such cookies enable the
recognition of your browser in order to optimize the Site and simplify its use. Most
browsers are set-up to accept these cookies automatically. We use cookies to improve
our knowledge of your use of the Site and hence the efficiency of your individual use of
this Website.
The cookies are not permanent and will expire after a short period of non-use. For
security reasons, you may wish to deactivate the storing of cookies or adjust your
browser to inform You before the cookies are stored on Your computer. However,
please note that if you do erase or block the cookies, you may not be able to utilize
some features on the Site. We shall however not in any way, be held liable for any loss
or damage resulting from your inability to use such features.
2. Active Collection
We collect information from you when You register for an Traders account to use the
Services or Exchange and when You use such Services.
V. How We Use Your Information
Primary uses for Your information are to provide You with services You have requested
and/or paid for, to conduct customer identification and anti- money laundering reviews
and compliance and to comply with applicable law. We may also use your information to
deliver customized services to you. Member personal information, login information and
e-mail addresses may be disclosed to third parties for the purpose of providing certain
features or third-party services associated with the Exchange, including Our Anti-Money
Laundering client verification providers for the purpose of complying with applicable
laws. The Site may contain links to other third- party websites, which are regulated by
their own privacy policies. We are not responsible for the privacy policies of these other
third-party websites even if You accessed them using links from the Site or were linked
to the Site from a third-party website. We are not responsible for how third parties use
your information, and you should become familiar with such third parties’ privacy
policies prior to requesting their services. Non-personal and aggregate information,
such as that collected passively, is used in order to customize our marketing efforts or
to customize the efficient use of Our Site for an aggregate group of customers. We
additionally may use the personal information of Users whose membership has expired
or has been cancelled in order to market our services to these individuals in the future.
We generally will use your information for the purposes for which you specifically
provide it, for example, to ensure payment for subscription services, if applicable. We
may also use your information for market research purposes in the form of aggregate
data – in order to increase Your (and other Users’) experience according to tracked
interests, to analyze and target potential new markets, and for other marketing
purposes. Such general information may be shared with third parties to show general
service usage but is however not linked to personally identifiable information.
VI. Special Cases
We protect your personal information very seriously and recognize the need to keep
Your personal information registered with the Site secure. Save as expressly provided
herein, your personal information will not be passed on by Us or by Our agents for use
by third parties in any form whatsoever unless We have obtained Your consent or are
legally required to do so or except for the following purposes. It is our policy not to use
or share the personal information about Browsers or Members in ways unrelated to
those described in this Policy without also providing you an opportunity to opt out or
otherwise prohibit such unrelated uses. However, we may disclose personal information
about Browsers or Members (including all information and documentation provided to us
concerning a Member), or information regarding Your use of the services or Site(s)
accessible through Our services, for any reason if, in Our sole discretion, We believe
that it is reasonable to do so, including but not limited to:
1 To satisfy or comply with any laws, such as the Electronic Communications Privacy
Act, regulations, or governmental, or legal requests for such information;
2 To conduct our customer identification and anti-money laundering reviews and
compliance (e.g., by providing personal information about Members to third-party
identity verification services); 3 To make reports concerning suspicious activity, potential
money laundering, terrorism financing or other potentially unlawful activity to law
enforcement agencies, regulatory agencies and other governmental agencies in any
jurisdiction where we deem it appropriate in our sole discretion; 4 To disclose
information that is necessary to identify, contact, or bring legal action against someone
who may be violating our Terms & Conditions or other User policies;
5 To operate Our Site, Services and Exchange properly;
6 To protect Ourselves, Our Members, and the general public, We specifically reserve
the right to disclose any and all information to law enforcement in the event that a crime
is committed, is suspected, or if We are compelled to do so by lawful criminal, civil, or
administrative process, discovery requests, subpoenas, court orders, writs, or
reasonable request of authorities or persons with the reasonable power to obtain such
process.
7 It is further within our sole discretion to cooperate with and disclose information to law
enforcement, private party litigants and governmental agencies, about Our Users to the
extent required by applicable law.
8 If we have reason to believe that a Member is not the owner an account, even if the
account use is authorized, we may provide information about you.
9 Anyone who violates Our Anti-Spam Policy, if applicable, may have their personal
information made public. If there is any investigation on any unlawful spamming, or any
use of bulk e-mail in order to promote Your User profile, or any use of bulk e-mail in any
manner that leads back to Our Site, or any one of Our Sites, we may take such steps as
we deem appropriate in our discretion to ensure that Your bulk e-mail activities stop.
VII. Security Procedures
Only authorized individuals of XIFRA, who must access said information in order to
provide XIFRA Services and customer service to you, may access the Personal
Information. XIFRA makes no representations or warranties with regard to the
sufficiency of these security measures. XIFRA shall not be responsible for any actual or
consequential damages that result from a lapse in compliance with this Privacy Policy
as a result of a security breach or a technical malfunction. It is important that you protect
your user name and password and not share them with others. Certain information may
be transmitted to you by electronic mail. Although it is illegal to intercept or disclose
these messages under Federal law, these transmissions are not secure.
VIII. Applicable Law/International Issues Because XIFRA is committed to protecting
your privacy, Information that is submitted to this Site will be collected, processed,
stored, disclosed and disposed of in accordance with applicable U.S. law. If you are a
non-U.S. user, you acknowledge and agree that we may collect and use your personal
data and disclose it to other entities outside your resident jurisdiction. In addition, such
Information may be stored on servers located outside your resident jurisdiction. U.S. law
may not provide the degree of protection for Information that is available in other
countries. By providing us with your Information, you acknowledge that you have read
this Policy, understand it, agree to its terms and consent to the transfer of such
Information outside your resident jurisdiction. If you do not consent to the terms of this
Policy, please do not use this Site. VIIII. Transmittals from
Us We may send You periodic announcements including the details of Our existing and
new programs. If You opt-out of these marketing emails, you may still receive system
notices and other information that is specifically related to Your account. If you provide
your information to us, use the Site, or subscribe to any of Our Services, you will have
created a commercial relationship with Us. In having done so, you understand that even
unsolicited commercial email sent from Us or Our affiliates is not SPAM as that term is
defined under applicable law. If you have any questions about security on our Web site,
you can email us at www.xifralifestyle.com
